Terms and Conditions of Sale

Cooper X Limited

Article 1: Scope of Application

These General Terms and Conditions of Sale apply to all products and services sold by Cooper X Limited through its websites, sales pages, and affiliated platforms.

Any individual or legal entity placing an order with Cooper X Limited through a secure payment platform is considered a "Client" and agrees to these Terms and Conditions without reservation.

Article 2: Age Requirement

By purchasing products or services from Cooper X Limited, the Client confirms that they are at least 18 years of age and have the legal capacity to enter into binding contracts.

Cooper X Limited reserves the right to refuse or cancel any order if it becomes aware that the Client does not meet this requirement.

Article 3: Products and Services

Cooper X Limited provides digital products, including but not limited to:

eBooks
Video courses
Educational materials
Digital downloads

All products are delivered electronically.

No physical shipping is involved.

Article 4: Orders and Acceptance

Any order placed through Cooper X Limited constitutes full and unconditional acceptance of these Terms and Conditions.

The Client agrees to review product descriptions carefully before purchasing.

Article 5: Price

All prices are displayed in USD or other specified currencies, and Cooper X Limited reserves the right to change prices at any time.

However, the price charged will always be the price displayed at the time of purchase.

Article 6: Payment

Payment is due immediately at the time of purchase.

Payments are processed securely via third-party providers such as Stripe, PayPal, or other secure payment processors.

Cooper X Limited does not store or have access to full payment details.

Article 7: Delivery

All products are delivered digitally.

Upon successful payment, the Client will receive access to the purchased product via:

Download link
Email
Secure course platform
Member area access

Delivery is considered complete once access has been granted.

It is the Client’s responsibility to provide a correct email address.

Article 8: No Refund Policy

Due to the digital nature of the products and the immediate access provided upon purchase, all sales are final.

Cooper X Limited does not offer refunds, exchanges, or cancellations for any eBooks, video courses, or digital products under any circumstances.

By completing a purchase, the Client acknowledges and agrees to this strict no-refund policy.

Article 9: Intellectual Property

All content provided by Cooper X Limited, including but not limited to:

eBooks
Videos
Text
Graphics
Course materials

is protected by copyright and intellectual property laws.

The Client is granted a personal, non-transferable, non-commercial license to use the materials.

The Client agrees not to:

Share
Copy
Distribute
Resell
Reproduce

any content without written permission.

Violation may result in legal action.

Article 10: Limitation of Liability

All products and services are provided for educational and informational purposes only.

Cooper X Limited does not guarantee specific financial results.

The Client remains fully responsible for their financial decisions and actions.

Cooper X Limited shall not be liable for any direct or indirect damages resulting from the use of its products.

Article 11: Personal Data Protection

Cooper X Limited collects and processes personal data in accordance with applicable privacy laws.

Client data is used for:

Processing orders
Providing access to products
Customer support
Sending relevant communications

Clients may unsubscribe from emails at any time.

Article 12: Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws applicable to Cooper X Limited’s jurisdiction of registration.

Any disputes shall be resolved under applicable legal frameworks.

Article 13: Company Information

Company Name: Cooper X Limited
Company Type: Limited Company
Company Address: Auckland, New Zealand
Email: thecooperx@co.nz
Website: www.thecooperx.com

Please read information below carefully:

Legal Protection clauses

1. Anti-Sharing Clause (Account Sharing Prohibited)

Anti-Sharing and License Restriction
This product is licensed to a single user only. Sharing, distributing, reproducing, transmitting, reselling, sublicensing, or providing access to this material to any third party without explicit written permission is strictly prohibited. Any unauthorized sharing or distribution will result in immediate termination of access without refund and may result in legal action.

2. Chargeback Protection Clause

No Chargebacks Policy
By purchasing this product, you agree not to initiate chargebacks or payment disputes without first contacting us to resolve the issue. Unauthorized chargebacks will be considered a violation of these terms and may result in permanent revocation of access to all current and future products, and additional recovery actions may be taken where permitted by law.

3. Termination of Access Clause

Termination of Access
We reserve the right to suspend or permanently terminate your access to this product without prior notice if you violate these terms, including but not limited to unauthorized sharing, reproduction, or misuse of the content. In such cases, no refund will be provided.

4. Islamic Disclaimer Clause (Education Only, Not Fatwa)

Islamic Educational Disclaimer
This material is provided for educational purposes only and does not constitute a fatwa, religious ruling, or individualized financial advice. While every effort has been made to ensure alignment with established Islamic finance principles, readers are encouraged to consult qualified Islamic scholars or certified professionals for specific rulings related to their personal circumstances.